Sileon’s transaction-based BNPL empowers financial actors to offer Buy Now, Pay Later directly within existing customer journeys. Instead of relying on separate credit accounts or third-party providers, our solution works seamlessly on a transaction level giving consumers the option to split payments at checkout, while keeping financial actors in control of the customer relationship.

With Sileon’s modular, API-driven platform, partners can:

• Enable BNPL at the point of purchase without complex integrations

• Retain ownership of customer data and relationships while delivering added value

• Scale quickly and flexibly, adapting BNPL offerings to market needs and business strategies

This transaction-based approach means BNPL is no longer a standalone product – it becomes an integral part of every payment experience, strengthening loyalty and unlocking new revenue opportunities.