Up your game with BNPL for credit and debit cards

Want to add BNPL to your existing credit or debit card base? Provide your end users with a full omnichannel solution? Increase revenue while maintaining ownership of brand, data and customer relationships?

With Sileon’s BNPL (Buy Now Pay Later) product, banks, card issuers, lenders, and fintechs can rapidly up their game and become relevant in the fast-growing BNPL segment. The fully flexible and scalable BNPL SaaS product lets you serve your end users with a world-class card-based BNPL offering so you can provide the digital consumer credit the younger generation seeks.

Save years of in-house development and heavy investments in tech and skills. Let Sileon empower your business and take you fast to market with a BNPL offering for your credit and-/or debit card base.

Why choose Sileon?

Your benefits

Sileon’s Platform and Solution modules in short

BNPL for global demand

Whether you are a bank wanting to provide split payment options for card purchases, a lender looking to offer transaction-based financing to corporates or a fintech needing a scalable BNPL software solution, Sileon’s flexible SaaS product got you covered.

The SaaS-based BNPL product consists of a Platform as well as Solution modules. While the Platform acts as a core-banking system for credit card-based BNPL, the Solution modules are elective components allowing you to include BNPL for debit cards.

The flexible setup gives you API-based and modular access according to your needs. You can run your B2B or B2C BNPL at pre-purchase, point of sale (online and in-store) or post-purchase. It’s all cloud-based and ready to scale.

We’d love to show you.

Boost your business with Sileon's global BNPL SaaS


Want to complement your existing card base and tap into the booming BNPL transaction volumes?

Get ready to open the doors for a major customer segment.

Sileon and Visa collaboration

“Sileon is one of the most exciting companies in this segment. Therefore, Visa is extremely pleased to expand our collaboration with this investment.

Through the collaboration with Sileon, our customers can offer a competitive product and take a position in a rapidly growing market. Visa sees this as a long-term and strategic investment to strengthen our offering and our customers further beyond card payments.”

Philip Konopik
Nordic Manager, Visa

From the headquarters in Stockholm

to BNPL SaaS worldwide

Buy Now Pay Later is growing across the globe, driven by consumers demanding a flexible and convenient payment method. As a BNPL functionality provider, we enable banks, card issuers, lenders and fintechs to exceed customer expectations, stay on top of their offerings, and increase revenue.

The cross-functional product teams behind our BNPL product consist of skilled and customer-centric developers, designers, product managers, architects and analysts moving beyond current digitalisation trends as we build card-based BNPL SaaS prepared for tomorrow’s needs. We are constantly pushing our boundaries, making room for bold ideas and creative minds.

Rest assured; we are no fintech startup. Throughout the years, we have been developing and perfecting our high-capacity BNPL product, enabling our customers to serve their end-users without the need for heavy investments in tech and skills. Our scalable BNPL product works across any market, currency and payment transaction, thus making it applicable for credit cards, debit cards, as well as any other alternative payment method.

BNPL in numbers

View the latest statistics

  • Tracking user habits, 56% prefer BNPL over credit cards

    Source: C+R Research

  • Embedded payments are forecast to grow to $141 billion by 2025

    Source: Gartner

  • 70% of BNPL users would be interested in bank-issued BNPL

    Source: PYMNTS

  • The number of global BNPL users is expected to surpass 900 million by 2027

    Source: Juniper Research

  • The average amount spent on BNPL purchases is nearly $700

    Source: C+R Research

Upcoming events

Meet us there

With the future in focus, the international fintech event Money20/20 gathers global leaders as well as new challengers to define what’s next for the financial ecosystem in Europe. Meet us in Amsterdam on the 6-8th of June to listen to expert insights regarding the growing BNPL movement and discover how Sileon can enable your future card-based BNPL offering.


Meet us there


Join us online

Sileon Webinar
In this session, we’ll take a closer look at the reasons why card-based BNPL is growing and how it enables you to grow too. Sileon’s global BNPL SaaS Platform provides all the necessary capabilities for a card-based BNPL offering, allowing you to improve profitability and customer satisfaction.

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