Frequently asked questions

Find the answers to commonly asked questions about our card-linked BNPL SaaS product.

  • What are the advantages of using Sileon’s card-linked BNPL SaaS?

    Using Sileon’s BNPL SaaS product comes with many advantages. First and foremost, it allows you to quickly go to market with a card-linked BNPL offering while maintaining full ownership of brand, data and customer relationships.

    The product is completely flexible and modular. It allows you to further scale to new markets and customer segments with tailored BNPL products for either B2B or B2C. Besides, as Sileon’s BNPL SaaS product is payment transaction agnostic, a BNPL offering can be based on any type of payment method. 

    The setup of adding BNPL to your existing card base is seamless and done through one simple integration. Once you are live with your BNPL offering, you can provide your end users with the modern and flexible payment method they seek, letting you stay relevant in the dynamic payments market and ultimately increase your profits.

  • Why not just build a BNPL platform in-house instead of partnering with a BNPL software supplier?

    In-house developers devoting significant time and resources to creating a BNPL platform is highly expensive, not to mention complicated. Partnering with a BNPL software supplier, on the other hand, gets you up and running with a card-linked BNPL offering through a single integration.

    Besides, when partnering with a BNPL software supplier like Sileon, you don’t need to change any existing IT systems or infrastructure. The product is completely cloud-based and accessed through APIs, saving you both time and money.

  • How does Sileon’s BNPL SaaS product work?

    Sileon’s BNPL SaaS product enables banks, card issuers and fintechs to up their game and stay relevant in the evolving payments market with a superior card-linked BNPL offering. 

    The high-end BNPL technology consists of Platform and Solution modules. While the Platform acts as a core banking system for credit card-linked BNPL, the Solution modules serve as elective components letting you add BNPL to your debit cards as well. 

  • Does Sileon offer funding?

    No, Sileon is a tech company and does not offer funding. Sileon’s customers are the ones solely responsible for credit lending and thus attain the revenue that comes with it.

  • Does Sileon’s BNPL product work on credit cards?

    Sileon’s BNPL product is specifically suited for credit and debit cards. It allows you to increase your overall offering by swiftly adding BNPL options to your existing card base and regaining market shares lost due to reduced card revenue. 

  • How much revenue can I expect using Sileon’s BNPL SaaS product?

    Feel free to try our BNPL calculator to estimate your annual revenue when using Sileon’s BNPL SaaS product for credit and debit cards.

  • How can I get started with Sileon’s BNPL SaaS product? 

    When implementing Sileon’s BNPL products, you are in the hands of our dedicated onboarding team. We will help you get started and support you through the whole process.

    The technology is API-based, so the first step for you will be to review Sileon’s API in relation to your tech stack. Next up is setting up a test environment where you can experiment with the settings of our BNPL SaaS Platform and Solution modules.

    This can easily be done through our trial account, where you get full admin rights in the Sileon portal and hands-on experience configuring different BNPL products.

  • How will Sileon’s BNPL SaaS technology integrate into our financial systems? 

    When integrating Sileon’s BNPL product, you will work with our designated onboarding team to review and select the optimal setup that fits your business needs. Rest assured; our BNPL Platform and Solution modules are designed to plug into any tech stack seamlessly. 

    When configuring your settings to build a BNPL offering, we’ll take all your markets, legal terms, risk settings and lending products into consideration.

  • Can I test Sileon’s BNPL SaaS product?

    Of course! Simply fill out this form to set up a 14-day trial account and get access to our sandbox environment and APIs. Sileon’s 14-day trial period is free of charge and lets you create as many BNPL products as you need.

  • Who does what when implementing a Buy Now Pay Later solution?

    Sileon always support new users all through the implementation of new BNPL products. Our onboarding team will be right by your side from start to finish – and beyond. We start with you reviewing our API, us setting up a test environment where we validate the installation and configuration of your BNPL offering, before we set it up in a production environment and perform tests, verifications and validate when we are good to go.

  • What markets does Sileon’s BNPL SaaS product support?

    Sileon’s offering is not geographically limited by any means. Our business model is SaaS-based, and so is our BNPL product, letting you plug in our Platform and Solution modules to your financial systems seamlessly, whatever market you may call home. 

  • Can I offer card-linked Buy Now Pay Later in an app?

    Yes! Sileon’s BNPL products work across any type of digital output, such as apps or web pages.

  • Is Sileon’s BNPL SaaS product white-label?

    Yes, Sileon’s BNPL product is completely white-label, enabling you to run your card-linked BNPL in-house and create unique customer experiences while staying true to your brand. 

  • How long does it take to implement Sileon’s BNPL product and go live with a card-linked BNPL offering?

    Time to market with a BNPL offering depends on your business needs and varies from project to project. However, with our cloud-based SaaS product, we estimate a full integration to your financial systems can be done in a matter of 6-8 weeks. The setup is equally relevant for banks, card issuers, and fintechs.

  • Can I use Sileon’s SaaS product for B2B BNPL?

    Yes, Sileon’s BNPL SaaS product lets you easily run your B2B or B2C BNPL in-house while keeping brand, data and customer dialogue within your core business.