Pay in 30 days is a Buy Now Pay Later payment plan. It allows the consumer to receive their order up front and get up to 30 days to pay without any interest or fees. Shoppers have the option to pay off the balance early or at due date. Some merchants offer their customers to push the payment date forward if needed, for at set number of days, attaching a small fee.

Using pay in 30 days a soft credit check is performed, however this does not affect the consumer’s credit score and will not be visible to other lenders.