Why choose Sileon?
Your future-proof BNPL Platform for credit cards
Sileon’s SaaS Platform offers BNPL options with the flexibility for consumers to choose when to use it:
- Pre-purchase berfore-, or at checkout
- At transaction by splitting credit card payments into instalments via a bank app
- Post-purchase by converting completed credit card purchases into BNPL products or postponing invoices
For banks and card issuers, this means capturing new demographics and boosting profitability without added risk. The cloud-based Platform integrates seamlessly into existing systems, is fully tokenised, and keeps customer interactions and data within your core business.
Use case
Post-purchase BNPL
Sileon’s global BNPL SaaS Platform provides all the necessary capabilities for a post-purchase BNPL offering, allowing you to improve profitability and customer satisfaction.
In this use case demo, we’ll take a closer look at the actions performed by Sileon’s BNPL SaaS Platform when an end user decides to convert a completed purchase made by a credit card into a 6 month instalment plan.
Go fast to market and scale your business
With Sileon, you can launch fully fledged credit card-linked BNPL in 6 weeks and easily scale to new BNPL products like debit or co-branded cards by adding solution modules. This flexible, compliant, and secure SaaS product is perfect for those looking to enter the booming BNPL market quickly.
Capabilities and functions
The Platform’s capabilities include:
- Purchase and Refund Management: Manage purchases, refunds, line items, and discounts.
- Account Management: Create and manage accounts, handle deposits, fees, interest, and enable users to opt-out of instalment plans. Includes ledger functionality.
- BNPL Product Management: Quickly create and customize BNPL products like instalments, direct invoicing, and revolving credit.
- Data Access Management: Securely handle data with full ownership of business transactions.
- Identity and Access Management: Manage user access, invitations, and client configurations for enhanced security.
Add BNPL to your debit card base
Solutions modules for extra flexibility
With the BNPL SaaS Platform in place, you can easily scale your business further by adding BNPL to your transaction base.
Scaling with new BNPL products is possible through Sileon’s Solution modules. These Solution modules are elective components and can easily be added or removed depending on your needs and preferences.